A miss-and-run is when one vehicle gets into a crash without making physical contact with another vehicle. This can happen when a larger vehicle forces a smaller vehicle off the road due to reckless driving, or when a vehicle swerves off the road to avoid hitting another vehicle.
A phantom driver refers to the driver in a hit-and-run or miss-and-run who cannot be identified. For incidents involving a phantom driver, you may be able to recover some compensation through your uninsured motorist (UM) policy.
