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How are future medical care costs for a catastrophic injury calculated?


This varies from person to person, but here are the basics when estimating future costs of care.

  • What Life Looks Like at Maximum Medical Improvement (MMI): Doctors will wait until your condition has stabilized before they make any assessment of your future needs.
  • Consulting with a Certified Life-Care Planner: Once you’ve reached MMI, a life-care planner can take an exhaustive inventory of what you’ll require going forward. This covers everything from surgery and health needs to home renovations and periodic replacement of assistive devices.
  • Estimating Adjustments for Inflation: Since catastrophic injuries can impact the rest of someone’s life, life-care planners will take inflation into account so you can continue to receive good care with your compensation over time.